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Get all the latest financial and mortgage advice from your Sage Advice Financial team

Mortgage Types 101

Get to know the important basics before you choose your mortgage. You have to be sure you select what is most important to you – lower rates or flexibility. Before
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Avoid Costly Mistakes When Building a New Home

Building a new home is a super exciting endeavor as you opt to create the perfect space for you and your family. However, building a home is not without its
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Closing Documents

Special thanks to the Law Office of Athena Narsingh for this amazing list. What information do you need to give for a closing? Purchase Sale The Law Office of Athena
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New Year’s Resolutions for your Home

The New Year is approaching! While we are in the spirit of goal planning and setting our intentions for the coming months, don’t forget about your home! There are several
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Questions to Ask a Real Estate Agent when Buying a Home!

When looking to buy your future home, asking the right questions to any real estate agent is crucial. Here are 10 questions to consider: Market Insights: Neighborhood Information: Property-Specific Details:
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6 Things for Co-Signers to Consider

Are you thinking about co-signing on a loan? If you’re looking to help out a family member or loved one, this is a great way to do that as a
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Escrow and What You Need to Know

Let’s talk about escrow! While this arrangement may not necessarily impact your mortgage, it can be helpful to understand should anything come up throughout your term. What is Escrow Starting
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Advice on Buying Historic Homes

For those of us with a flair for aesthetics or a penchant for history, historic homes offer a unique chance to own something special. What is a Historic Home? Typically,
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Market Beware: Subject Free Offers

When it comes to purchasing a home, most offers include conditions or subjects, which are requirements or criteria to be met before the sale can be finalized and the property
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What do Your Teenagers Need to Know about Money?

As adults, we all know the critical importance of managing money wisely and the impact our financial situation has on our overall well-being. As parents we do our best, but
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Choosing Your Ideal Payment Frequency

Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated bi-weekly or even weekly payments. Below is a quick overview of
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What is Alternative Lending?

When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an
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