budgeting

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3 Investment Options in an Uncertain Market

Are you wondering if you should rethink the way you invest and if it’s the right time to do so? Here are 3 options to consider in the current climate.
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The advantages of investing in an RRSP and a TFSA

It’s normal to have questions about the best savings vehicles for you. To determine which one is best for you, it is important to ask yourself one question: “What am
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Registered Retirement Savings Plan (RRSP): Why Invest?

What is an RRSP? The RRSP, or registered retirement savings plan, is a savings tool that lets you save money over your lifetime by lowering your tax bill. There are
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Retirement Planning: Government Plans

What are the pension plans available in Canada? There are two government plans: the Québec Pension Plan or the Canada Pension Plan and the Old Age Security (OAS) program. 1.
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Retirement Worries Weighing You Down?

It’s natural to have uneasiness over the state of your retirement preparedness due to the inherent uncertainties involved: There is no shortage of variables to consider when trying to figure
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Family Life Insurance: Considerations When Choosing Your Coverage

When selecting life insurance, it’s important to choose insurance that meets your needs, your family’s needs, and also your budget. You will need to take into account your family, personal
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8 Sure-Fire Ways to Sink Your Household Budget

Despite the effects of the current onslaught from inflation and ever-increasing prices, the basic concept of budgeting hasn’t changed. Dividing up your money into little piles for the various things
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Estate planning: when to bring it up?

Did you know that the vast majority of parents who have had detailed conversations about their estate planning with their adult children admit to feeling more at ease regarding their
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When should you start saving for retirement?

Whether you’re new to the job market or have been working for years, it’s important to start saving as early as possible with small amounts while respecting your budget and
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The RESP: Demystifying False Beliefs

You want to open an RESP to help pay for your child’s postsecondary education but don’t know where to start? Let us demystify RESPs by clearing up certain misconceptions people
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RESP Government Grants: An Incentive to Save

A Financial Boost To encourage education savings, the Government of Canada and some provincial governments provide annual grants to supplement your contributions to your child’s RESP. Combined with regular contributions,
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How to Choose Life Insurance

Choosing the right life insurance for you is no easy task. To make this process a bit easier, let’s look at each of the different areas of your life: these
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