Mortgage Tips

Get all the latest financial and mortgage advice from your Sage Advice Financial team

Canada’s Foreign Buyer Ban

The Prohibition on the Purchase of Residential Property by Non-Canadians Act went into effect as of January 1, 2023. The Act prohibits non-citizens and non-permanent residents from purchasing residential property
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How to Save with a Variable Mortgage

When it comes to mortgages, the age-old question remains: “Should I go with a variable or fixed-rate?”. To make an informed decision, it is important to look at the type
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Refinancing Your Home

One of the best parts about life is that it is ever-changing. This is one of the reasons that mortgages are available on short-term contracts (such as the standard 5-year)
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Find Your Perfect Home Type

When it comes to finding your perfect home, there are so many more options for potential homeowners! From a single-family dwelling to a townhouse to a modular home, the choices
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Renewing Your Mortgage

Did you know? Close to 70 percent of mortgages never make it to the end of their term! This means that, for a variety of reasons, homeowners are ending their
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Let’s Get House Hunting

Have you ever checked out an open house in the neighborhood, which you had no intention of buying? Or checking out listings online for your dream home? Of course, you
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What is Title Insurance and Other Questions Answered!

Title insurance can easily seem like another unnecessary add-on to the already complicated and costly process of buying a house, but nothing could be further from the truth. It can
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There’s Always an Alternative

When it comes down to getting approved for a mortgage, there are a lot of factors and not everyone will qualify. So what are your options if the banks say
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After a Separation, What Happens to your Home?

Growing up, most people dream about living a fairytale with a wonderful partner and a life of bliss. Unfortunately, real life is not always a fairytale and not every relationship
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New to Canada?

So, you are new to Canada! Firstly, I just wanted to say welcome to our great country - we are so glad to have you here. I also thought I
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How is Your Credit Health?

For most people, credit score health isn’t something you spend much time thinking about. Especially if you are someone who is making good money and paying all your bills on
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Making Your Finances Work For YOU in 2021

After the whirlwind year of 2020, making your finances work for you is already top of mind for Canadians. Why not roll that into a brand-new resolution moving forward into
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